Our Services
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We help you assess your financial needs and choose the best solution for your retirement planning.
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We research the best and most appropriate options according to your financial needs.
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From investment decisions to final approval, we guide you through every process and provide a reliable service.
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We hold an annual or biannual review/evaluation of your current situation and goals. You will also be able to regularly consult with your advisor for any change in your life that will impact your financial circumstances.
Products
Annuity is a long-term investment provided by an insurance company to reduce your chance of outliving your income. You can purchase an annuity with a single payment or a series of payments. You may receive your payoff in a single lump sum or over the course of several payments.
Annuity
403(b) Plan
Rollover
College Saving
Insurance
An Individual Retirement Account (IRA) is a savings account with tax advantages that individuals can use to save and invest for retirement. There are four main types of IRAs: Traditional IRA, Roth IRA, SEP IRA, and SIMPLE IRA. With options like tax-deductible contributions or tax-free withdrawals, you can choose a plan that best suits your financial situation. IRAs offer a wide range of investment choices, giving you flexibility and control over your retirement funds.
Unlock the path to a secure retirement with a 403(b) plan, a tax-advantaged retirement savings plan exclusively designed for educators and non-profit professionals. A 403(b) plan allows participants to contribute a portion of their salary into individual accounts, offering the benefits of tax-deferred growth and potential employer matching contributions. With a deep understanding of the intricacies of the public sector, our seasoned financial professional offers personalized guidance to maximize your retirement savings.
A rollover in retirement planning involves transferring funds from one retirement account to another without tax penalties. This process simplifies account management, offers more investment options, reduces fees, allows continued tax-deferred growth, and avoids early withdrawal penalties. By consolidating accounts and providing greater control over withdrawals, rollovers can significantly enhance your financial stability in retirement. So, optimize your investment strategy and maximize growth potential with a rollover in retirement planning.
Preparing for your child's education is one of the most important investments you can make. Saving for college is crucial as it enables your child to pursue higher education without the burden of significant debt. Starting early maximizes the benefits of compound interest, reduces reliance on student loans, and allows your child to focus on their studies. This financial preparation enhances their educational choices and career opportunities, setting a solid foundation for future success.
At TChoi Financials, we understand that safeguarding your future and that of your loved ones is paramount. We can help you with comprehensive insurance solutions designed to provide you with peace of mind and ensure financial security through life's uncertainties.
individual retirement account (IRA)
